Extreme Couponing…At What Cost?

Nibbles

If you watch any sort of cable reality shows, chances are you’ve heard of one of the newer ones: Extreme Couponing. I’d heard about it and rolled my eyes at the very thought–how on earth could clipping coupons be extreme, much less worthy of television coverage?

And then we saw it.

The other night, after finishing my DVR’d Housewives, the television returned to TLC in the midst of an episode of Extreme Couponing. And Todd and I watched transfixed. The stashes, the hours spent clipping and checking out. The sheer mass of products accumulated in only a year to 18 months!

We sat through 2 shows back to back just trying to make sense of it all. And this is the conclusion I’ve come to.

Beginning with the Best of Intentions

Many of the women profiled told as how they’d turned to couponing when their budgets felt the crunch of the current economy and, really, who can’t empathize with that?

If you haven’t been let go at some point in the past few years or kept your job at reduced hours, you’re one of the lucky ones. And if you did keep your job and hours intact, chances are those raises that got you through cost of living adjustments haven’t been showing up in a while. We’re all feeling the pinch.

So clipping coupons to stretch the budget makes perfect sense.

A Decision Made Out of Fear, Often Goes Too Far

And that’s the crux of what I saw over those two shows: the fear of not being able to feed one’s family takes root deep in the mind, and overcompensating is the result.

Within a very short time many of these women went from barely making ends meet to having stock-piles of non-perishables with values in the several-thousands to the tens of thousands, paying only a small fraction (between 1% and 5% if the example trips are any indication) of that value out of pocket.

So the practical side of me starts wondering: how often do these shopping trips happen? Every couple of weeks was the impression I got. How often do they really use the products they purchase? Hard to tell, but how fast does any household go through half a dozen bottles of shampoo or 100+ 2L bottles of soda? Not to mention the shelves of cereals and cupboards full of chips?

And then there was the woman who has cases of kitty treats even though she didn’t own a cat.

Shopping By Coupon Limits Your Options

This is a big reason why we don’t bother clipping and using coupons: we don’t buy the sort of things that have coupons available.

How often do you see coupons for a 5lb bag of potatoes? But one coupon extremist schools us on her money-saving strategy of skipping the large box of potato flakes by buying the individual packets and getting more bang for your couponing buck. Let’s ignore the fact that mashed potatoes are one of the simplest foods to prepare and that a raw potato gives you far more options than a box of preservative-laden flakes, by going for the single-use packets over the larger box you’re opting to create more paper waste.

Not that I advocate buying in bulk just because it’s there, but if it’s something you use regularly, why not also do your part for the environment?

Looking Beyond Your Own Home

Yes, these shoppers are ensuring their families against famine and being budget-friendly to boot. But what else is going on, here?

There’s a coupon for detergent so one coupon extremist helping her daughter-in-law start her own stock-pile clears shelves of the product from her local store. Granted, the daughter-in-law has a new baby and there’s a lot of laundry involved with a small child, but what about the other non-extreme shoppers who come after this shopper and find empty shelves? What about only taking what you need, instead of what you can just because it’s there?

Most of these deals, by the way, are achieved by taking advantage of stores who offer double-coupon discounts either as a rule or on certain days of the week. Correct me if I’m wrong, but in the case of double-coupon promotions, it’s the store that finances the doubled coupon, not the manufacturer. So the shopper who saves $990 on her groceries just cost the store approximately $445. Considering the value of at least one of these shoppers stashes was over $10,000, I’m beginning to wonder how many minimum-wage cashiers or stock clerks have been laid off due to the actions of the couponerati?

Where Does it End?

Going back to my theory of this being a fear-response, the adrenaline rush these shoppers experience when they get their final total (after several hours spent in the store) is highlighted. The fear of a single total being off (many trips have to be broken down into several transactions in order to take full advantage of the various offers and coupons being applied) heightens the exhilaration when they succeed at gaming the store out of so much for so little.

We all know the thrill of getting a good deal every now and then but I think the extreme couponers are actually addicted to this feeling–very much like a gambling addict!

And these stacks of stocks, squirreled away in basements and closets and finished attics give the shoppers a feeling of security. They are proud of their cache. It is a sight to behold. But I also wonder if, having tasted the victory over the shopping budget as these women have, will it be enough? When will they have enough cereal and extra-strength pain killer stashed away so that they can relax? Or will it continue to the point we see these same shoppers featured on another shock-reality series: Hoarders.

It’s Not All Negative

Don’t get me wrong–I think everyone should have a hobby that gives them a sense of fulfillment. And I’m not anti-coupon across the board; we use the occasional one on the rare occasion a promotion fits our plans (not the other way around).

One woman is reported to give away some of her coupon-gotten-gains to her local food pantry–that’s excellent and I applaud her for sharing her windfalls with those who could really use it. Another family hunts and gets much of their meat that way (which, if you’re going to hunt, having it be for sustenance is a great reason) and does grow a few items and even preserves tomatoes (as salsa) and pickles–another great use of resources.

But that level of sustainability was rare to see.

Many of the women spent 35-40 hours a week clipping coupons, organizing coupons, reading store sales paper and searching online for the hot deals of the week. If I had that amount of time available I like to think I’d skip the couponing, garden a number of my vegetables, and make even more food from scratch, spending my money on basic ingredients which can be bought, safely, in bulk and turned into healthy, nutritious food without all those extra chemicals and preservatives that are in so many of today’s coupon-frequent-fliers.

But that’s me.

There’s no doubt that the Extreme Couponers are organized and, hey, using their math skills in a very practical way. But the show, in general, highlighted a level of obsession rooted in fear which leads to greed and potential obsessive hoarding in the future that I cannot condone.

All things in moderation, folks, even coupons.

Farmers’ Market Follow-Up

Nibbles
Farmers' Market Haul

Farmer's Market Haul

If there’s one thing I retained from 3 years as a Brownie it’s “Be Prepared.” In fact, I might be a smidgen compulsive on the research front, wanting to know as much as possible about a situation before heading into it. So it was that I asked for helpful hints in advance of my first trip to the local farmers’ market this past weekend.

Armed with my new-found knowledge I approached Saturday’s blustery market with my own shopping bag, plenty of 5s and 1s and a fresh dose of optimism. I started with a circuit around the pavilion to get an idea what all was available then went back to where I started and began to buy. Unlike the accidental reconnaissance of last month most tables featured well-identified price lists or tags, sparing me having to ask about more than a couple of prices.

Cash-wise I erred on the side of caution and brought double what I ended up spending (just as well–now I won’t) have to go back to the bank in 2 weeks when it’s my turn to make the menu again. If farmers’ markets gave receipts, here’s what mine would have looked like:

$9 for 4 petite acorn squash (1.50 each) and 2# of red potatoes ($3)
$2.50 for a basket of 6 sweet potatoes
$3 for Vidalia onions ($1 each)
$1.20 for a small rhizome of fresh turmeric
$10 for butter crunch lettuce, Swiss chard and arugula
$1.25 for a small rosemary plant

Since local shops take up most of the slots in the shopping center that hosts the farmers’ market, I also stopped into the seafood shop for some tilapia fillets and shucked oysters and into the patisserie for a round loaf of fresh-baked bread and a couple of pain au chocolats for Todd and I. (Future trips may start in Au Peche Mignon rather than than end there, especially if it stays this chilly–they serve coffee, too!)

Now, what to do with this bounty?

The oysters will be made into oyster stew served with the hearty bread from the bakery for a nice, light but warming supper. The acorn squash are the perfect size to steam, hollow, fill and bake with chicken, zucchini and hominy–a deconstructed take on my favorite Spanish Fork Chicken Stew). An onion tart seems very likely with the vidalias and Swiss chard with a salad of butter crunch and arugula on the side and the tilapia will be simply pan-fried and served with the roasted red potatoes. That just leaves the sweet potatoes to be scalloped alongside some chicken-fried steak.

To be honest, I’ve got no idea (yet) what I’ll do with the turmeric, I was just so stoked to see it in it’s natural state (to hear that it grows so well down here and actually likes partial shade was a bonus–I may try planting a part of mine just to see what happens!) that I had to buy some just to play with. The same stand sold ginger and baby lettuces and was one of the few seen using a scale as opposed to pricing per piece or bunch.

My knitted bag (made before every grocery store and it’s cousin started selling their own reusable shopping bags and based on the Itsybitsy bag at Knitty.com) was soon stretched to it’s limits and I felt positively giddy at buying fresh and local ingredients so near my home for, in many cases, less than I was used to seeing in the store. With that and the purchases from the other locally owned shops, my list for the supermarket is fairly short.

I can hardly wait until spring when the rest of the market is full and the new produce starts appearing!

Don’t Let Having Only 2 Feet Stop You

64 Arts

We’re picking up our discussion of the 16th Art: The Art of Dressing with some sole-ful discussions on stylish footwear.

~~~oOo~~~

“Ugh, you haven’t moved your shoes, yet?”

That was Mom, about 2 weeks ago.

It was 3-something in the afternoon and we’d been loading and unloading trucks and cars and schlepping boxes and bins since just before 10 that morning. One week before Christmas, the old house was emptying out and the new one was filling up (at a much quicker rate) with furniture and all. those. boxes.

And, no, I hadn’t moved my shoes, yet.

See, Mom knows how many pairs of shoes I have. 85 to be exact (87 now, actually, if you count the 2 new pair of slippers I added this winter, and I do).

174 Shoes. 2 Feet.

I’m no Imelda (not by a long shot!) but even I realize that it’s kind of a ridiculous number.

Not for the usual reasons other people give or ask:

  • You only have 2 feet.
  • Why do you need a dozen (or more) pairs of shoes all the same color?
  • You hardly wear this pair (or that pair, or a handful of specialty shoes).

But because it’s an awful lot of shoes. And moving then requires my entire trunk and then some.

In fact, when I was getting ready to write this post ages ago (aforementioned move = delay reason and then some) I took out all the shoes I owned just to see if they’d take up the entire hallway.

85 Pairs of Shoes

All 85 Pairs

They did.

(Arranging all those shoes, by the way? I did it twice to get the best arrangement. Best thigh workout ever.)

But I’m no Carrie Bradshaw–my shoe collection wouldn’t even cover the down-payment of an economy car, much less a condo in NYC. They’re not big brands, most of them cost $20 a pair or less (I love shopping sales!). But they’re mine and I like them just as much as if they’d cost hundreds each (maybe more since, should something happen to one it’s not the end of the world).

And a lot of them? Are 5 years old or more. Some even go back to 1999 and one pair in particular goes back to 1995!

That’s right. For the investment-minded (regardless of the initial outlay), having 50+ pairs of shoes and wearing most on a regular basis means that each individual pair sees much less wear and tear than those residing in merely a 3-shoe-closet.

Granted, my microfiber stretch black boots with the faux-patent dominatrix-style straps along the back and toe ($22, Marshalls, at least 4 years ago) get a lot of wear and have had the heels replaced once (best $11 ever spent). Other shoes need a trip to the cobbler for some minor repairs along the same lines and I do have some favorites that could stand to be swapped out when the right ones come along (or the old ones just give up).

But 85 87* pairs of shoes seems just about right to me.

Unlike clothes shopping, shoe shopping is great.

There’s less in the way of awkward size moments and, pretty much, what you see is what you get. A good heel can make your calves and butt look amazing. A good flat can keep you running errands all day while feeling fab instead of frumpy.

One day, perusing the shoe section of the local Bealls Outlet I came across a pair of black leather, platform ankle-strap heels by Sketchers. I didn’t even know such a thing existed at the time but there they were, outlet priced and on sale even more. Would you believe that they rung up at $0.49? Seriously. And those shoes have served me well for 3 years, at least.

A couple of years ago a local boutique had the unfortunate need to go out of business. Polka Dot Shoes will be sorely missed–their demise a product of the crashing economy and a force of nature that flooded their Lake Ella shop–but I’ve got 9 pairs of their inventory (purchased for under $100 total) to remember them by. Todd and I swung by their sale that morning, I pulled everything that looked remotely interesting and was in my size and in 15 minutes had the stack down to the ones I wanted and we went to brunch. That day or the next it was Todd’s turn: he needed a new pair of all-purpose black work shoes and it took 3 stores and a couple of hours for him to finally decide.

And women get the bad rap as shoppers 😉

My criteria for new shoes:

  1. Will I wear them? Ever. It doesn’t have to be every day or even every week, but I have to know at least one outfit or one occasion where they would be perfect. Keep in mind: a colorful shoe looks amazing with an all-black or contrasting color ensemble.
  2. Is the price right? When you’re on a budget (and aren’t we all?) it helps to know your comfort zone as far as cost goes. For me the upper limit is now in the $40 range, though if I find a sale I’m a happy camper. But just because it’s on sale, doesn’t mean it’s automatically coming home with me, which brings me to…
  3. Does it fill a need? This is a big one, for me, because I already have so many shoes. If it’s another pair of black heels, for instance, it needs to stand out from the rest in a couple of ways to justify the expense and the storage space it’ll take up in my closet. But I also keep a mental list of shoes to be on the lookout for: right now it’s a good pair of gray heels and black and brown stacked-heel loafers to replace a couple of pairs that are wearing out.

Notice I didn’t say anything about comfort–it’s a secondary consideration for a really great pair of shoes. Fit is important, sure, but a little pinch here or there can be worked around if you play your shoe cards right.

*Soon to be 88 when my next Shoe Dazzle order comes in. Just like the Haunted Mansion… there’s always room for one more!

~~~oOo~~~

Up Next on the 64 Arts? Our Style Discussion takes a practical turn as I share my shoe storage tips (for both home and away) as well as tips for walking in heels without becoming a moving violation.

Farmer’s Market Etiquette

Nibbles

Now that the dust has settled from the holidays, it’s time to get back to routines–both old and a few new.

We moved just before Christmas and, among other things, our new location puts us within 5 minutes of a local Farmer’s Market–possibly the best in town–so one of my new habits, this year, is to start shopping there for produce before heading to the grocery store for the rest.

Starting next weekend.

But as I think about it more, some questions come to mind. Being a researcher by habit and knowing that some of the best sources may be just outside the blog’s door, I thought I’d muse here and get what feedback I could before my first foray.

Bags: Bring your own, sure, but what kind?

I’ve been out to the farmer’s market location later in the day as folks were packing up and I’ve noticed some leaving with plastic bags, but most seem to favor canvas or some other reusable type. What I wonder, though, is if sellers get perturbed (think less of you or even charge more) if you’re reusable shopping bag screams the name of a grocery chain?

Q1: Have you ever been up-sold or treated differently based on the bag you carried?

Cash: How much and what denominations?

Obviously, cash is the norm for a farmer’s market. Thing is, I almost never carry cash (this is yet another reason why I’ve not made any serious in-roads into this sort of shopping), so I’ve got to really plan ahead. In addition to knowing what amount of cash to carry, is having a set of twenties crisp from the ATM going to cause issues for the vendor’s making change? If so, I’ll need to plan a trip to the bank counter to get some smaller bills.

Q2: How much cash (and in what form) do you usually take to the Farmer’s Market for a week’s worth of veggie shopping?

Vendors: Do you shop around or pick a stall and stick to it?

At this farmer’s market (again, I’ve done a little visual reconnaissance on the odd weekend) there seem to be fewer single-produce stalls and more multi-product farms represented. In that case, when a lot of the sellers carry a similar variety, is it best to shop a single seller for the bulk of your buying or spread around your dollars? To that end, will buying a variety of items froma single source help your bottom line?

Q3: What’s your buying strategy, facing a lot of the same just at different tables?

Price: If it’s not listed, is it cool to ask?

Growing up strapped for cash (in a pocket or the bank), we joked a lot that ‘if you have to ask, you can’t afford it.’ While that may not necessarily apply at the farmer’s market (or most of my current shopping), I’m not used to having to ask the price and, yes, might be a little uncomfortable doing so. As what I’ve seen, so far, leans away from sellers putting up signs or tags, what’s the best way to inquire about price–especially if you’re shopping for the best value as well as the best produce?

Q4: How do you compare prices without being a heel?

Farmer’s market veterans, help a newbie out and save me the embarrassment of a blunder this coming weekend!

In Search of Comfort

64 Arts

I have always loved the weight of a big, fluffy comforter on me while I sleep. Even as a teenager, in the heat of a 106-degree summer with no air conditioning, I’d sleep with the lightest nightgown I owned, wrapped in the comforter with an oscillating fan on high pointed straight at me.

For the early parts of my semi-adult life, I had the usual 20-something kit of discount-store specials and whatever someone might have given me and I still had that same comforter from my Mom’s house.

When I married my second husband, he owned his own home and was agreeable to me redecorating, within reason. Color me ecstatic!

Turned out ‘within reason’ meant no changing the furniture, the wall colors or moving any of his stuff.

But I was still in an optimistic mood so I decided I could work within those boundaries.

I had a vision for the bedroom: garden, but not floral. Sage greens and botanicals, and I knew the exact comforter that would be perfect for the room–even though I’d never seen it before.

On our “honeymoon” (another story for another time) took us past an outlet mall on the way home so we popped in for some window shopping. Walking into the Wamsutta outlet I squealed.

There it was, high on a shelf: my comforter.

Wamsutta Garden Comforter

Wamsutta Garden Comforter

I never did get anywhere else with the house in the 3 years we were together. I had plans to update the kitchen, he liked them until I talked about tile. I wanted to replace the knobs on the cabinets. Veto. When we split, I kept the comforter.

Midway through my 4 years of living on my own I decided it was time for a new look. Botanicals were soon to be retired for something else. Something spicy. Something bold. Something red.

Some would say red is the wrong color for the bedroom. In fact, that feng shui research I was doing last week said exactly that–it’s too spicy a color for true rest and relaxation.

Not for me, for me red is a warm color and I’m cold-natured. It’s just the think to keep me toasty warm and cozy. Furthermore, it’s a sensual color fitting for a boudoir, especially when the theme is more Moroccan than red light district.

The only problem was finding that perfect comforter. What lengths did I go to? Department stores, discount stores, outlet stores and mall. Specialty stores were searched and I even went out of state, took a 5-hour drive to the nearest IKEA in the interest of interior decoration.

While that trip did yield a set of sheets and a couple of blankets all in the deep red that I was craving, the comforter options we less than comforting. Still, it was a start and by then it was summer, so the light blanket did the trick while the search continued.

Of course I searched online numerous times until one day, as fall waned, I hit the jackpot on Overstock.com. Bless that big red O’s online heart and their $2.95 shipping, too! I’d finally found it. Who cares if it was only available in King and my bed was a double? Not me! I’ve never been fond of covers that didn’t cover the sides of the bed, anyway!

The Red Bedroom

The Red Bedroom

Between Overstock, IKEA (also responsible for the end tables slightly visible in this picture), Bealls outlet (the lamps), Big Lots (the curtain panels–the left one is covering nothing, our new-old home has some funny ideas when it comes to window placement), and Marshalls (the curtain panel that is covering my blond-wood headboard) and a trip to JoAnns for fabric (in my apartment I couldn’t paint, so I draped the walls with panels of gold and burgundy voile; this house we can and do plan to paint the bedroom an antique gold) I got just the room I wanted.

I suppose if there’s a takeaway from all of this it’s

  • a) don’t let anyone tell you a color is wrong for the bedroom
  • b) never give up–you will find the comfort(er) you’re looking for